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Payment plans.
Treatments here can be paid monthly through Affirm or Cherry. Applying takes about a minute on your phone, and checking whether you qualify does not affect your credit score.
How it works
You check before you come in
Both lenders let you see what you qualify for in about a minute, before your appointment and before you have committed to anything. Checking is a soft credit check and does not affect your score.
You already know your number in the room
Which means the conversation is about whether the treatment is right for you rather than about whether you can arrange it. That is a better conversation and it is the reason I ask people to check first.
The lender handles the money, not me
You apply with Affirm or Cherry directly. They set the rate, the terms and the decision, and they disclose all of it to you before you accept. I never see your credit information.
Worth knowing
- The price of the treatment does not change because you pay monthly. You are not paying more for the privilege.
- A longer term makes the monthly figure smaller. If the monthly number is what is in the way, ask me and we will look at a longer one.
- Not everyone is offered a plan at 0%. Plans carrying interest exist and the lender will show you the rate before you accept.
- You can pay outright if you prefer. Plenty of people do.
What I will not do
- Lower a price to close a booking. The price is the price, and the flexibility is in the term rather than in the number.
- Recommend a bigger treatment because a payment plan makes it sound affordable.
- Ask you about your finances. That is between you and the lender.
- Book you on the day you first ask. Take the plan home and decide there.
Does checking affect my credit score?
Checking what you qualify for is a soft credit check with both lenders and does not affect your score. Accepting a plan is a separate step.
Which one should I use?
Whichever offers you better terms. They are independent companies and they will not necessarily offer you the same thing, so it is worth looking at both.
Can I pay a treatment off early?
That is between you and the lender, and both allow it. Ask them before you accept, since their terms govern this and not mine.
Do you offer your own payment plan?
No. Everything runs through Affirm or Cherry, who are the lenders. That keeps your financial information with them rather than in a medical practice.
Book a consultation with Jamie.
You will get the number for your own plan in the room, before you commit to anything.
Payment plans are available through Affirm and Cherry, arranged with the lender at your consultation and never sprung on the day.